5 Tarot Spreads to Attract Wealth and Abundance

Photo of Miranda Starr Tarot Reader
by Miranda Starr
a book and crystals on a purple surface

Table of Contents

Hello there, kindred spirits. It’s Miranda. You know, after more than forty years reading the cards, folks still sometimes ask me, wide-eyed, “Can the tarot really help with money?” They whisper it, almost like it’s a secret we shouldn’t talk about. But why shouldn’t we? Money, wealth, abundance… it’s just energy, like everything else in this universe. And tarot? Well, tarot is simply a fantastic way to understand energy. Did you know that according to some informal polls among readers, financial questions are consistently in the top 3 topics clients bring to the table? It makes sense! We all navigate this material world.

I remember when I was just starting out, fresh from my studies in Europe, I thought tarot was purely for matters of the heart or spirit. I pulled cards for myself about a little shop I dreamed of opening – a place filled with herbs and crystals. The cards kept showing me obstacles, practical things I hadn’t considered, like the Five of Pentacles hinting at unexpected costs I was ignoring. Honestly, I felt a bit frustrated! Weren’t the cards supposed to be magical? But that reading, oh, it was a blessing. It forced me to get real about the financial side, to build a proper plan. That little shop thrived for years, and I learned early on that tarot isn’t just about predicting some far-off fate; it’s about getting clear on where you are now and how your own beliefs and energy are shaping your path, especially when it comes to prosperity. So, let’s talk about using these beautiful cards, these mirrors to our inner world, to explore and unlock the wealth that’s waiting for you in 2025 and beyond. We’ll explore some powerful tarot spreads for wealth together.

Why Use Tarot for Financial Guidance?

So, why turn to these beautiful cards when we talk about something as seemingly practical as money? Well, let me tell you, tarot isn’t some crystal ball showing you winning lottery numbers – oh, if only! I once had a gentleman insist I pull cards to tell him which stocks to buy. I gently explained that’s not quite how this works. Tarot, especially when we’re exploring tarot for financial guidance, is more like a wise old friend holding up a mirror. It reflects you – your hopes, your fears, and crucially, those sneaky subconscious money beliefs we all carry around.

I remember a client, bless her heart, who worked incredibly hard but could never seem to get ahead. We did a reading, and the cards kept pointing towards a deep-seated belief, probably from childhood, that she didn’t truly deserve abundance. It wasn’t about her work ethic at all! It was an internal block. Seeing it laid out in the cards, the pattern became undeniable. That’s the magic, you see? Tarot helps bring these hidden things into the light. It provides such wonderful financial clarity tarot offers, showing you the energetic landscape of your finances. Are you operating from a place of lack, even if your bank account looks okay? Or are you open to receiving?

Using tarot and money together helps you tap into your own wealth intuition tarot provides. It’s not about predicting the future dollar for dollar, but about understanding the energy behind your finances. Are there opportunities you’re overlooking because of fear (hello, Five of Swords)? Are you pouring energy into something that won’t yield results (maybe a reversed Page of Pentacles)? The spreads give you a snapshot of your current situation, highlighting potential pitfalls and, more excitingly, those hidden pathways to prosperity. It empowers you, truly empowers you, to make choices that feel right deep down, choices aligned with attracting the kind of abundance that feels good and sustainable. It connects you to the feeling of wealth, which is just as important, if not more so, than the numbers on a spreadsheet. It helped me see my own shop wasn’t just about selling things, but about creating a nurturing space – and that energy, reflected in cards like The Empress, drew people in more than any sales tactic ever could.

Preparing for Your Wealth Tarot Reading

Before you even think about shuffling those cards for a money tarot spread, let’s chat about setting the stage. Think of it like preparing a special meal – you wouldn’t just toss ingredients in a pan haphazardly, would you? Same goes for tapping into tarot financial insights. The energy you bring to the reading matters immensely. I learned this the hard way years ago; I tried doing a quick reading for myself about finances while stressed and rushing between appointments. The cards felt muddy, confusing… frankly, useless! It taught me that intention and atmosphere are everything.

First things first, get clear on what you’re asking. Vague questions get vague answers. Instead of just thinking, “I need more money,” try focusing your intention. Maybe ask, “What subconscious block is hindering my earning potential?” or “What practical steps can I take this month to improve my financial flow?” See the difference? Setting financial intentions clearly tells the universe, and your own intuition, what guidance you’re seeking. Write your question down if it helps – it anchors the energy.

Next, find a little nook where you won’t be disturbed. Doesn’t have to be fancy! Just somewhere quiet where you can breathe. I like to light a green candle for prosperity or sometimes just a simple white one for clarity. If you have crystals, maybe hold a piece of citrine crystal abundance energy or green aventurine wealth vibes while you shuffle. These little rituals aren’t strictly necessary, but they help shift your mindset from mundane worries to intuitive openness. Clear the clutter, both physically and mentally. Take a few deep, slow breaths. Let go of the tension in your shoulders. You’re creating a sacred space, even if it’s just for ten minutes at your kitchen table after the kids are asleep. This preparation is key for any tarot reading for finances.

Now, hold your deck. Feel the cards. Pour your question, your intention, into them as you shuffle. Don’t worry about fancy shuffling techniques; just do what feels right until you feel a sense of completeness. And please, frame your questions with a positive spin! Instead of “Why am I stuck in debt?” try “What can I learn from my current debt situation to create financial freedom tarot guidance points towards?” It opens the door for constructive answers, not just dwelling on the problem. Finally, keep that journal handy! You’ll want to jot down the cards, your immediate feelings, any symbols that jump out, even if they don’t make sense right away. Trust me, looking back on these notes later can unlock amazing insights. Approach it all with curiosity, like you’re exploring a map to your own inner landscape of wealth. This preparation makes all the difference in unlocking meaningful guidance from your tarot spreads for wealth.

Simple 3-Card Spreads for Quick Financial Insights

Sometimes you just need a quick check-in, right? Not a deep dive, but a little guidance on the go. That’s where the beauty of 3-card money spreads comes in. They are wonderfully straightforward and surprisingly potent for getting focused financial tarot insights. I often use these myself when I feel a bit fuzzy about a money matter or just want a snapshot of the current energy.

Let’s look at a few simple but powerful ones. First up is The Money Flow Spread. It’s brilliant for seeing the trajectory. You pull three cards:

  • Card 1 tells you about Past influences. What financial foundations or recent events are shaping today?
  • Card 2 shows the Present situation. What’s the immediate energy or concern right now?
  • Card 3 hints at the Future potential. Where is this energy likely heading? It’s like a quick weather report for your wallet!

Then there’s The Money Mindset Spread. Oh, this one is crucial because, as we talked about, mindset is everything with abundance. Again, three cards:

  • Card 1 reveals your Current money mindset. Are you feeling abundant or lacking?
  • Card 2 points to What’s blocking a healthy, prosperous mindset. Is it fear? Old beliefs?
  • Card 3 offers guidance on How to cultivate that abundance mindset. What energy do you need to embrace?

I once pulled the Four of Pentacles reversed here – clinging too tightly! It was a nudge to loosen my grip and trust the flow more.

Finally, a very practical one I call The Spending Check Spread. Useful if you feel your spending is a bit out of whack:

  • Card 1 shows your Current spending habits or the overall situation.
  • Card 2 highlights Where to restrain spending. Where are the leaks, or where is money flowing unproductively?
  • Card 3 suggests Where spending is beneficial. Sometimes investing in yourself or your business is the right move!

This spread helps find that balance. Remember, even these simple 3-card money spread layouts can offer profound guidance when approached with clear intention.

Deeper Spreads for Wealth Attraction & Problem Solving

Now, sometimes a quick 3-card reading isn’t quite enough. When you’re ready to really dig into attracting abundance tarot energy or untangle a knotty financial problem, more detailed spreads can offer richer, more nuanced guidance. These take a bit more time, but the depth of insight is often worth it. Think of it as moving from a quick chat to a heart-to-heart conversation with your intuition.

One of my absolute favorites for actively calling in more prosperity is The Abundance Attraction Spread. It usually uses five cards and really helps pinpoint what needs shifting to open the flow. I used this spread myself when I was considering expanding my soulmate sketching services online years ago. It felt like a leap!

  • Card 1 shows your Current energy around abundance. Mine was hopeful but hesitant (maybe a Page of Cups).
  • Card 2 reveals the Key blockages. What’s holding you back? (Ah, the Five of Pentacles showed fear of lack!).
  • Card 3 highlights Opportunities for growth. Where can you invite more in? (The Star! A sign of hope and inspiration online).
  • Card 4 gives Actionable steps. What should you do? (Eight of Pentacles – focus on honing the craft, building the website diligently).
  • Card 5 suggests the Likely outcome if you follow the guidance. (The Sun! Success and joy).

This spread gave me the clarity and courage I needed.

Facing a tricky money decision? The Financial Crossroads Spread (often six cards) is fantastic. It helps weigh options when you feel pulled in different directions, like choosing between a stable job and a passion project, or making a significant investment.

  • Card 1 is the Core issue or decision.
  • Card 2 represents your Hopes or the best possible outcome.
  • Card 3 reveals Underlying fears or concerns.
  • Card 4 explores Option A (e.g., staying put).
  • Card 5 explores Option B (e.g., taking the leap).
  • Card 6 offers Guidance on the most aligned path, or sometimes how to blend the options.

And if you’re really struggling, feeling stuck in financial difficulties tarot might help illuminate the root cause with The Understanding Financial Difficulties Spread (usually four cards). It gets beneath the surface symptoms.

  • Card 1 points to a Subconscious belief fueling the problem.
  • Card 2 suggests the Immediate next step you should take.
  • Card 3 highlights an Obstacle you need to consciously tackle.
  • Card 4 shows Helpful resources or energies available to you.

It’s less about prediction and more about diagnosis and remedy, offering a path forward from feeling stuck. These deeper spreads require a bit more contemplation, but they can truly illuminate the path toward financial empowerment tarot promises.

Interpreting Key Cards in Financial Readings

Now, let’s talk about the cards themselves! People often ask me, “Miranda, what does this card mean for money?” While every reading is unique and your intuition is your best guide, certain cards do tend to pop up with financial themes. Remember, though, context is everything! A card isn’t inherently ‘good’ or ‘bad’; it’s a message.

Think of the Suit of Pentacles – often called Coins in older decks. This suit is your go-to for material matters, work, and resources. Seeing lots of Pentacles can be a great sign! The Ace of Pentacles? Oh, that often signals a new financial opportunity, maybe a new job offer, a gift, or the seed of a prosperous idea. The Six of Pentacles speaks of generosity, charity, but also receiving help when needed – a balanced flow. The Eight of Pentacles is about craftsmanship, honing your skills, and seeing rewards for diligent work. I love seeing this for people building a business! The Nine and Ten of Pentacles often point towards stability, accomplishment, legacy, and enjoying the fruits of your labor. Even the Page of Pentacles brings news of practical opportunities or the start of learning something that could lead to financial gain, while the King of Pentacles embodies mastery, security, and providing for others.

Other positive indicators? The Empress is pure abundance! She represents fertility, creativity, comfort, and luxury – a wonderful sign for wealth manifestation tarot goals. The Sun is radiant success, joy, and clarity – things are working out beautifully. And the Wheel of Fortune? Well, that suggests luck is on your side, cycles are turning favorably, perhaps an unexpected positive shift in your finances.

But what about the ‘scary’ cards? Let’s demystify them. The Five of Pentacles often points to hardship, feeling left out in the cold financially, or a scarcity mindset. It’s a nudge to look at where you feel lack or might need to ask for help. It’s not a curse, just an awareness point! The Swords suit can bring challenges too. The Five of Swords might indicate conflict over money or loss, while the Seven of Swords can warn of sneakiness or dishonesty in financial dealings – maybe check the fine print! The Nine of Swords often reflects deep financial anxiety keeping you up at night, and the Ten of Swords, while looking dramatic, usually signifies hitting rock bottom. The upside? The only way is up! It marks an ending, often painful, but necessary for a new beginning.

Even The Tower can show up in financial readings, signaling sudden, disruptive change – maybe a job loss or unexpected expense. It’s jarring, but it clears away weak foundations. And The Devil? It can represent feeling trapped by debt, materialism, or unhealthy attachments to money. Seeing these challenging cards isn’t a prediction of doom! Think of them as flashing yellow lights, urging you to pay attention, address underlying issues, or change course. Interpreting tarot for money is about understanding the message behind the image, using your financial intuition to see how it applies to your life right now.

Integrating Tarot Insights into Your Financial Strategy

Okay, so you’ve done your reading, you’ve got your notes… now what? This is where the real magic happens, folks! A tarot reading for finances is wonderful, but the insights are only as powerful as the actions you take afterward. It’s like getting a map but then just folding it up and putting it in your pocket. You’ve got to actually use it to get anywhere!

I learned this lesson myself quite profoundly. Early in my career, I did a reading about my own finances that showed the Ten of Pentacles – legacy, long-term security. I felt thrilled! But then… I did nothing differently. A few months later, things felt stagnant. Another reading showed the Four of Pentacles – clinging, stagnation. The cards were telling me I couldn’t just wish for the Ten of Pentacles; I had to actively build towards it! That meant making practical changes, doing some actual tarot financial planning, not just dreaming.

So, how do you translate those beautiful, sometimes cryptic, card messages into real- world strategy? Look at the core message. Did the Five of Pentacles show up, hinting at financial strain or overspending? Maybe it’s time to sit down and create a realistic budget, track your expenses for a week, or look for ways to cut back gently. Did the Ace of Pentacles suggest a new opportunity? Don’t just wait for it to fall in your lap! Research that potential job lead, brainstorm that business idea, make that phone call. The cards illuminate the path; you still have to walk it.

I encourage my clients, and I encourage you, to think about using tarot for regular financial check-ins. Maybe once a month, pull a simple 3-card spread on your financial goals tarot asks. How’s the energy flowing? What needs adjusting? It keeps you connected to your intuitive wealth management system. It’s less about constant fortune-telling and more about staying mindful and aligned. Trust your gut feeling when applying the guidance. If a card suggests taking a risk (maybe the Fool?) but your intuition screams caution, explore that feeling. Perhaps the risk needs more planning first. The cards offer perspective, but you are the expert on your own life.

And please, revisit those journal notes! Sometimes an insight doesn’t fully click until days or weeks later. Seeing the patterns emerge over time is incredibly insightful for breaking negative money cycles and fostering true financial empowerment tarot can support. It’s an ongoing conversation with your inner wisdom, guiding you step-by- step towards a more abundant and fulfilling financial reality.

Your Path to Prosperity

So there you have it – a glimpse into how these incredible cards can serve as your allies on the path to financial well-being. From quick 3-card check-ins to deeper dives into your money mindset and potential blocks, tarot offers a unique lens through which to view your relationship with wealth. I’ve seen firsthand, both in my own life and with countless clients over the decades, how embracing tarot for financial guidance can shift perspectives, reveal hidden opportunities, and empower you to make choices aligned with true prosperity consciousness tarot encourages.

Remember that first shop I mentioned? The tarot didn’t magically hand me the keys, but it absolutely gave me the clarity and courage to overcome the hurdles revealed by that challenging Five of Pentacles. It helped me build not just a business, but a space filled with the abundant energy The Empress promises. It’s not about predicting the future; it’s about consciously co-creating it by understanding the energies at play within and around you. Use these tarot spreads for wealth not as rigid prophecies, but as conversational prompts with your own inner wisdom. Trust your financial intuition, take inspired action based on the insights you receive, and be open to the unique ways abundance wants to flow into your life. Your journey to a richer life, in every sense of the word, is waiting.

Frequently Asked Questions

Over the years, I’ve heard quite a few recurring questions when it comes to using tarot for money matters. Let’s tackle some of the most common ones I hear from folks exploring tarot spreads for wealth.

Can tarot predict specific stock market movements or lottery wins?

Ah, the million-dollar question! The short answer is no, my dears. Tarot isn’t a crystal ball for specific, external events like stock prices or lottery numbers. Think of it more as a tool for internal guidance. It illuminates your personal energy, your mindset, hidden opportunities you can act on, and challenges you need to overcome regarding finance. It’s about understanding your relationship with wealth, not predicting random windfalls. A psychic financial reading focuses on your path, not market fluctuations.

How often should I perform a money tarot spread?

That’s a great question! There’s no hard and fast rule. I suggest using them when you genuinely feel stuck, are facing a significant financial decision, want to check in on your progress towards a goal, or simply desire some clarity. The key is intention. Doing readings constantly about the same issue without taking any action in between isn’t usually helpful; it can just muddy the waters. Let the insights settle, take a step based on the guidance, and then perhaps revisit the cards later to see how the energy has shifted.

What if I keep drawing cards that seem negative, like the Five of Pentacles or Ten of Swords?

First, take a deep breath! These cards aren’t curses. I know they can feel heavy, but try to see them as valuable messengers, perhaps even blessings in disguise. They are highlighting areas that need your urgent attention, potential pitfalls to avoid, or maybe signaling that a difficult ending is necessary for a fresh start. The Five of Pentacles might be urging you to examine a scarcity mindset or seek support. The Ten of Swords, while tough, often means the worst is over and rebuilding can begin. They are calls to awareness and powerful catalysts for change, not signs of inevitable doom.

Do I need a special ‘money’ tarot deck?

Not at all! While there are some lovely themed decks out there, any standard 78-card tarot deck that you feel connected to will work perfectly for financial readings. The archetypes and symbols in a traditional deck are universal and apply beautifully to all areas of life, including our financial health and journey towards abundance. Use the deck that speaks to you.

Can a tarot reading replace professional financial advice?

This is so important: Absolutely not. Tarot is a wonderful tool for personal insight, exploring your subconscious, and tapping into your intuition around money. It can complement professional advice beautifully by helping you understand your own patterns and motivations. However, it is not a substitute for the expertise of qualified financial advisors, accountants, or legal professionals when it comes to concrete planning, investments, taxes, and legal matters. Please, always consult with the pros for that kind of guidance!